You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:
Have at least one qualifying direct deposit of XXXX or more made to your account. Learn about qualifying direct deposits.
Maintain a minimum daily balance of XXXX or more in your account
Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).
Please refer to your Personal Schedule of Fees for details.
You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:
Have at least one qualifying direct deposit of XXXX or more made to your account. Learn about qualifying direct deposits.
Maintain a minimum daily balance of XXXX or more in your account
Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).
Please refer to your Personal Schedule of Fees for details.
Information for ATM Fees.
Bank of America ® ATMs
For deposits, withdrawals, transfers or balance inquiries
For deposits, withdrawals, transfers or balance inquiries
Non-Bank of America ATMs
XXXX each within the U.S.
Plus any fee charged by the ATM's operator.
Preferred Rewards Platinum using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive one (1) refund per statement cycle of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive a refund of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Plus any fee charged by the ATM's operator.
Preferred Rewards Platinum using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive one (1) refund per statement cycle of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive a refund of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
XXXX each outside the U.S.
Plus any fee charged by the ATM's operator.
An International Transaction Fee of 3% of the U.S. dollar amount for each converted ATM cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.
Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or ATM card will not be charged the International Transaction Fee or the non-Bank of America ATM fee for withdrawals and transfers from non-Bank of America ATMs in a foreign country.
Use your Bank of America ATM or debit card at one of our International partner ATMs below and avoid the non-Bank of America ATM $5 usage fee for each withdrawal or transfer as well as the ATM operator access fee.
Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign ATM withdrawal. Foreign ATM operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the ATM operator's offer to convert the amount of the transaction.
International Partner ATMs
Bank Name: Barclays
Coverage Area: England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands
Bank Name: BNP Paribas
Coverage Area: France
Bank Name: BNL D'Italia
Coverage Area: Italy
Bank Name: Deutsche Bank
Coverage Area: Germany and Spain
Bank Name: UkrSibbank
Coverage Area: Ukraine
Bank Name: TEB
Coverage Area: Turkey
Bank Name: Scotiabank
Coverage Area: Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands
Bank Name: Westpac Bank
Coverage Area: Australia and New Zealand
Bank Name: China Construction
Coverage Area: Mainland China, excluding Hong Kong
Note: Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.
Plus any fee charged by the ATM's operator.
An International Transaction Fee of 3% of the U.S. dollar amount for each converted ATM cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.
Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or ATM card will not be charged the International Transaction Fee or the non-Bank of America ATM fee for withdrawals and transfers from non-Bank of America ATMs in a foreign country.
Use your Bank of America ATM or debit card at one of our International partner ATMs below and avoid the non-Bank of America ATM $5 usage fee for each withdrawal or transfer as well as the ATM operator access fee.
Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign ATM withdrawal. Foreign ATM operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the ATM operator's offer to convert the amount of the transaction.
International Partner ATMs
Bank Name: Barclays
Coverage Area: England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands
Bank Name: BNP Paribas
Coverage Area: France
Bank Name: BNL D'Italia
Coverage Area: Italy
Bank Name: Deutsche Bank
Coverage Area: Germany and Spain
Bank Name: UkrSibbank
Coverage Area: Ukraine
Bank Name: TEB
Coverage Area: Turkey
Bank Name: Scotiabank
Coverage Area: Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands
Bank Name: Westpac Bank
Coverage Area: Australia and New Zealand
Bank Name: China Construction
Coverage Area: Mainland China, excluding Hong Kong
Note: Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.
$15 per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.
$15 per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.
Overdraft settings and feesInformation for Overdraft settings and fees.
To help you avoid fees, we won't authorize ATM withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.
We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.
Option 1: Standard - This setting will be automatically applied to your account.
To help you avoid fees, we won't authorize ATM withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.
We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.
Option 1: Standard - This setting will be automatically applied to your account.
Overdraft Item Fee
This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.
We won't charge this fee:
This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.
We won't charge this fee:
This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
Additional feesInformation for Additional fees.
For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in Online Banking.
For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in Online Banking.
If enrolled in Online Banking, you can view and print your available statements in the Statements & Documents tab.
If enrolled in Online Banking, you can view and print your available statements in the Statements & Documents tab.
Check Image Service
Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.
Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.
Check Copies can be viewed and/or printed from Online Banking.
Check Copies can be viewed and/or printed from Online Banking.
Depending on the style you choose.
Preferred Rewards clients get this fee waived on standard checks and discounts on certain styles.
These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.
Depending on the style you choose.
Preferred Rewards clients get this fee waived on standard checks and discounts on certain styles.
These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.
Non-Bank of America Teller Withdrawal Fee
For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.
Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.
For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.
Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.
This fee is waived for Preferred Rewards clients.
This fee is waived for Preferred Rewards clients.
This fee is waived for Preferred Rewards clients.
This fee is waived for Preferred Rewards clients.
Incoming wire transfers (each)
Domestic wire transfer
This fee is waived For Preferred Rewards clients.
Domestic wire transfer
This fee is waived For Preferred Rewards clients.
Foreign wire transfer; other banks may charge additional fees.
This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.
Foreign wire transfer; other banks may charge additional fees.
This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.
Outgoing wire transfers (each)
Domestic wire transfer
This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
Domestic wire transfer
This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
Foreign wire transfer sent in foreign currency; other banks may charge fees.
Foreign wire transfer sent in foreign currency; other banks may charge fees.
Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.
This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.
This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
View more detailed information about your accounts
Information for Monthly maintenance fee.
Monthly maintenance fee
XXXX per statement cycle
You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:
Maintain a minimum daily balance of $20,000 or more in your account
Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).
Link Your Accounts:
Ask us to link your other eligible accounts to your Bank of America Advantage Relationship Banking ® account to avoid the monthly maintenance fee on the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.
You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:
Maintain a minimum daily balance of $20,000 or more in your account
Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).
Link Your Accounts:
Ask us to link your other eligible accounts to your Bank of America Advantage Relationship Banking ® account to avoid the monthly maintenance fee on the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the Personal Schedule of Fees under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting Bank Account Fees.
Information for ATM Fees.
Bank of America ® ATMs
For deposits, withdrawals, transfers or balance inquiries
For deposits, withdrawals, transfers or balance inquiries
Non-Bank of America ATMs
$2.50 each within the U.S.
Plus any fee charged by the ATM's operator.
Preferred Rewards Platinum using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive one (1) refund per statement cycle of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive a refund of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Plus any fee charged by the ATM's operator.
Preferred Rewards Platinum using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive one (1) refund per statement cycle of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive a refund of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
$5.00 each outside the U.S.
Plus any fee charged by the ATM's operator.
An International Transaction fee of 3% of the U.S. dollar amount for each converted ATM cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.
Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or ATM card will not be charged the International Transaction Fee or the non-Bank of America ATM fee for withdrawals and transfers from non-Bank of America ATMs in a foreign country.
Use your Bank of America ATM or debit card at one of our International partner ATMs below and avoid the non-Bank of America ATM $5 usage fee for each withdrawal or transfer as well as the ATM operator access fee.
Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign ATM withdrawal. Foreign ATM operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the ATM operator's offer to convert the amount of the transaction.
International Partner ATMs
Bank Name: Barclays
Coverage Area: England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands
Bank Name: BNP Paribas
Coverage Area: France
Bank Name: BNL D'Italia
Coverage Area: Italy
Bank Name: Deutsche Bank
Coverage Area: Germany and Spain
Bank Name: UkrSibbank
Coverage Area: Ukraine
Bank Name: TEB
Coverage Area: Turkey
Bank Name: Scotiabank
Coverage Area: Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands
Bank Name: Westpac Bank
Coverage Area: Australia and New Zealand
Bank Name: China Construction
Coverage Area: Mainland China, excluding Hong Kong
Note: Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.
Plus any fee charged by the ATM's operator.
An International Transaction fee of 3% of the U.S. dollar amount for each converted ATM cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.
Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or ATM card will not be charged the International Transaction Fee or the non-Bank of America ATM fee for withdrawals and transfers from non-Bank of America ATMs in a foreign country.
Use your Bank of America ATM or debit card at one of our International partner ATMs below and avoid the non-Bank of America ATM $5 usage fee for each withdrawal or transfer as well as the ATM operator access fee.
Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign ATM withdrawal. Foreign ATM operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the ATM operator's offer to convert the amount of the transaction.
International Partner ATMs
Bank Name: Barclays
Coverage Area: England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands
Bank Name: BNP Paribas
Coverage Area: France
Bank Name: BNL D'Italia
Coverage Area: Italy
Bank Name: Deutsche Bank
Coverage Area: Germany and Spain
Bank Name: UkrSibbank
Coverage Area: Ukraine
Bank Name: TEB
Coverage Area: Turkey
Bank Name: Scotiabank
Coverage Area: Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands
Bank Name: Westpac Bank
Coverage Area: Australia and New Zealand
Bank Name: China Construction
Coverage Area: Mainland China, excluding Hong Kong
Note: Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.
There is no fee per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.
There is no fee per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.
Overdraft settings and feesInformation for Overdraft settings and fees.
To help you avoid fees, we won't authorize ATM withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.
We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.
Option 1: Standard - This setting will be automatically applied to your account.
To help you avoid fees, we won't authorize ATM withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.
We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.
Option 1: Standard - This setting will be automatically applied to your account.
Overdraft Item Fee
This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.
We won't charge this fee:
This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.
We won't charge this fee:
This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
Additional feesInformation for Additional fees.
For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in Online Banking.
For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in Online Banking.
If enrolled in Online Banking, you can view and print your available statements in the Statements & Documents tab.
If enrolled in Online Banking, you can view and print your available statements in the Statements & Documents tab.
Check Image Service
Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.
Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.
Check Copies can be viewed and/or printed from Online Banking.
Check Copies can be viewed and/or printed from Online Banking.
No fee on standard styles and discounts on certain styles
These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.
No fee on standard styles and discounts on certain styles
These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.
Non-Bank of America Teller Withdrawal Fee
For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.
Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.
For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.
Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.
This fee is waived for Preferred Rewards clients.
This fee is waived for Preferred Rewards clients.
Incoming wire transfers (each)
Domestic wire transfer
Domestic wire transfer
Foreign wire transfer; other banks may charge additional fees.
This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.
Foreign wire transfer; other banks may charge additional fees.
This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.
Outgoing wire transfers (each)
Domestic wire transfer
This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
Domestic wire transfer
This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
Foreign wire transfer sent in foreign currency; other banks may charge fees.
Foreign wire transfer sent in foreign currency; other banks may charge fees.
Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.
This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.
This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.
View more detailed information about your accounts
Information for Monthly maintenance fee.
Monthly maintenance fee
XXXX per statement cycle
You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:
An owner of this account is under the age of 25
Maintain a minimum daily balance of $500 or more in your account
Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).
Please refer to your Personal Schedule of Fees for details.
* When you add an owner under age 25 to an existing account, it may take 3 business days before your account will qualify to have the monthly maintenance fee waived. Fiduciary accounts, including trust and estate accounts, do not qualify for the under age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under 25 qualifier to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to your Personal Schedule of Fees for more information.
You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:
An owner of this account is under the age of 25
Maintain a minimum daily balance of $500 or more in your account
Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).
Please refer to your Personal Schedule of Fees for details.
* When you add an owner under age 25 to an existing account, it may take 3 business days before your account will qualify to have the monthly maintenance fee waived. Fiduciary accounts, including trust and estate accounts, do not qualify for the under age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under 25 qualifier to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to your Personal Schedule of Fees for more information.
Information for ATM Fees.
Bank of America ® ATMs
For deposits, withdrawals, transfers or balance inquiries
For deposits, withdrawals, transfers or balance inquiries
Non-Bank of America ATMs
$2.50 each within the U.S.
Plus any fee charged by the ATM's operator.
Preferred Rewards Platinum using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive one (1) refund per statement cycle of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Preferred Rewards Platinum Honors, Diamond and Diamond Honors members using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive a refund of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Plus any fee charged by the ATM's operator.
Preferred Rewards Platinum using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive one (1) refund per statement cycle of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
Preferred Rewards Platinum Honors, Diamond and Diamond Honors members using a Bank of America debit or ATM card will not be charged the non-Bank of America ATM fee and will receive a refund of the ATM operator or network fee for withdrawals and transfers from non-Bank of America ATMs in the U.S.
$5.00 each outside the U.S.
Plus any fee charged by the ATM's operator.
An international transaction fee of 3% of the U.S. dollar amount for each converted ATM cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. Preferred Rewards Diamond and Diamond Honors members qualify for a waiver of the International Transaction Fee.
Preferred Rewards Diamond and Diamond Honors members using a Bank of America debit or ATM card are not charged the non-Bank of America ATM fee for withdrawals and transfers from non-Bank of America ATMs in a foreign country.
Use your Bank of America ATM or debit card at one of our International partner ATMs below and avoid the non-Bank of America ATM $5 usage fee for each withdrawal or transfer as well as the ATM operator access fee.
Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign ATM withdrawal. Foreign ATM operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the ATM operator's offer to convert the amount of the transaction.
International Partner ATMs
Bank Name: Barclays
Coverage Area: England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands
Bank Name: BNP Paribas
Coverage Area: France
Bank Name: BNL D'Italia
Coverage Area: Italy
Bank Name: Deutsche Bank
Coverage Area: Germany and Spain
Bank Name: UkrSibbank
Coverage Area: Ukraine
Bank Name: TEB
Coverage Area: Turkey
Bank Name: Scotiabank
Coverage Area: Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands
Bank Name: Westpac Bank
Coverage Area: Australia and New Zealand
Bank Name: China Construction
Coverage Area: Mainland China, excluding Hong Kong
Note: Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.
Plus any fee charged by the ATM's operator.
An international transaction fee of 3% of the U.S. dollar amount for each converted ATM cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. Preferred Rewards Diamond and Diamond Honors members qualify for a waiver of the International Transaction Fee.
Preferred Rewards Diamond and Diamond Honors members using a Bank of America debit or ATM card are not charged the non-Bank of America ATM fee for withdrawals and transfers from non-Bank of America ATMs in a foreign country.
Use your Bank of America ATM or debit card at one of our International partner ATMs below and avoid the non-Bank of America ATM $5 usage fee for each withdrawal or transfer as well as the ATM operator access fee.
Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign ATM withdrawal. Foreign ATM operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the ATM operator's offer to convert the amount of the transaction.
International Partner ATMs
Bank Name: Barclays
Coverage Area: England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands
Bank Name: BNP Paribas
Coverage Area: France
Bank Name: BNL D'Italia
Coverage Area: Italy
Bank Name: Deutsche Bank
Coverage Area: Germany and Spain
Bank Name: UkrSibbank
Coverage Area: Ukraine
Bank Name: TEB
Coverage Area: Turkey
Bank Name: Scotiabank
Coverage Area: Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands
Bank Name: Westpac Bank
Coverage Area: Australia and New Zealand
Bank Name: China Construction
Coverage Area: Mainland China, excluding Hong Kong
Note: Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.